First Data FD130

The First Data FD130 is a payment terminal that allows merchants to accept electronic payments from their customers. It is a countertop device that features a color touchscreen display and a built-in printer for generating receipts. The FD130 is designed to be easy to use, secure, and fast, making it an ideal solution for businesses that process a high volume of transactions.

Features of the First Data FD130

The First Data FD130 payment terminal comes with several features that make it a popular choice for merchants. Here are some of the key features of the FD130:

1. Color Touchscreen Display: The FD130 has a large, easy-to-use color touchscreen display that allows merchants to process transactions quickly and efficiently.
2. Secure Payment Processing: The FD130 is designed to be secure and is PCI PTS 3.x certified. This certification ensures that the device meets the latest security standards and that customer payment data is kept safe.
3. Multiple Payment Types: The FD130 supports multiple payment types, including credit and debit cards, EMV chip cards, and contactless payments, such as Apple Pay and Google Wallet.
4. Fast Processing: The FD130 is designed to process transactions quickly, making it an ideal solution for businesses that process a high volume of transactions.
5. Multiple Connectivity Options: The FD130 can be connected to a payment processor through multiple connectivity options, including Ethernet, dial-up, and serial.
6. Built-in Printer: The FD130 comes with a built-in printer that generates high-quality receipts quickly and efficiently.
7. User-Friendly Interface: The FD130 has an intuitive user interface that is easy to use, making it simple for merchants to process transactions quickly.

How the First Data FD130 Works

The First Data FD130 works by connecting to a payment processor, which authorizes transactions and settles payments. Here is a step-by-step guide on how the FD130 works:

1. Customer Presents Payment Card: The customer presents their credit or debit card to the merchant.
2. Merchant Swipes or Inserts Card: The merchant swipes or inserts the card into the FD130 terminal.
3. FD130 Reads Card Information: The FD130 reads the card information and sends it to the payment processor for authorization.
4. Payment Processor Authorizes Transaction: The payment processor sends a response back to the FD130, either approving or declining the transaction.
5. Receipt Generated: If the transaction is approved, the FD130 generates a receipt for the customer and completes the transaction.

In the case of contactless payments, such as Apple Pay and Google Wallet, the process is slightly different:

1. Customer Presents Mobile Device: The customer presents their mobile device with the contactless payment app open to the merchant.
2. Merchant Selects Contactless Payment Option: The merchant selects the contactless payment option on the FD130 terminal.
3. Contactless Reader Reads Payment Information: The customer holds their device near the FD130 terminal’s contactless reader, which reads the customer’s payment information and sends it to the payment processor for authorization.
4. Payment Processor Authorizes Transaction: The payment processor sends a response back to the FD130, either approving or declining the transaction.
5. Receipt Generated: If the transaction is approved, the FD130 generates a receipt for the customer and completes the transaction.

The First Data FD130 is a reliable, secure, and user-friendly payment terminal that is designed to help merchants process electronic payments quickly and efficiently. Its many features, including a large color touchscreen display, built-in printer, and support for multiple payment types, make it a popular choice for businesses of all sizes. The FD130 is an excellent choice for businesses looking for a versatile and reliable payment terminal.